The golden rule of money: “Don’t spend money that you don’t have.”

How are your spending habits? Let’s be honest about ourselves in this massive matter, it feels amazing spending money. Others spend their money and certain individuals might spend other people’s finances.  The question is do you spend it all and then struggle the next day? Or do you spend it sparingly as you know that you have numerous investments portfolios that are lucrative? No one is saying people shouldn’t be spending their money; however, when they hit rock bottom, and start seeking help from other individuals that were never there when it was all peaches and cream then that’s a massive problem. Spending habits can make or break you, however, it depends on what you’re buying. Is it a liability or an asset? That’s what you need to ask yourself whenever you purchase something, especially that’s not part of your budget. 

Some people will say it’s their money and decisions, which is correct. Hence they can do whatever they want with their money, if they want to blow it on expensive items then they have every right to do so. The superb thing about advice is that others don’t need to utilize or practice. There are different people out there that offer all sort of advice when it comes to money, however, it’s up to as an individual if you accept it or not. Now, that’s out of the way, you need to play different scenarios in your head when it comes to money. Ask yourself what will happen if you lose your occupation or your business shutdowns? Do you have finances in place that can sustain your standard of living even after you don’t have your core cash cow anymore? Ideally, you should speak to different trusted professional financial advisors so that you can look at numerous investments options such as, buying properties, shares, venturing into new businesses, etc.

It’s all good that you have an occupation that brings pays you if you’re satisfied with the wages or salaries that’s up to you. However, we hope that you get what you’re worth within the company. There’s always something special about a happy employee or employer. Crazy enough finances play a critical role in maximizing those kinds of happiness. If you’re spending money to impress others, then that’s up to you. The question is how long will you be partaking in such an extreme sport in your life? Truth be told, it doesn’t end well for many people that take the route of spending money that they don’t have in their lives. As they end up getting unnecessary debt that will mess with their credit scores as they end up being blacklisted. If you don’t have enough money at your disposal, why don’t you try to figure out multiple streams of income? Or just try to diversify your current stream of income to get more money out of it? There’s no problem with having an occupation but the issue starts when you’re living beyond your means. Imagine if you get paid $20 000 per month but your spending habits, including your bills, are over $30 000 monthly. 

This means that you end up getting multiple loans (formal and informal loans) to support your lifestyle. Please make it make sense! You’re playing with fire. If you cannot live within your means, then it’s okay to live below your means. Whatever you do, you’re advised to never spend money you don’t. This includes planning for money that you haven’t received, as that might lead to disappointments. Have fun with your money, don’t forget that it doesn’t come easy and there will be sacrifices in your lifestyle that might be needed to get your idea of financial freedom. Make money your friend and familiarize yourself with different aspects of trying to diversify your finances. Ideally, you should earn your money, invest, save and then spend. Times are tough, but do what works for you. That’s if you don’t want to live from hand to mouth.

Chill, it’s her mini skirt, not yours mate! Why are you tripping?

Dress codes and fashion have evolved over the years, which means designers are hard at work to come up with new trends. If a piece of clothing has been designed to be worn, then what should stop people from doing exactly that? The mini-skirts have been around for a while, even though they keep on decreasing in length and width. It’s part of the whole change, unfortunately, some people will always be against it. Even though they’re forgetting that it’s a woman’s choice to wear a mini-skirt and that should be respected. It’s sad to see a lot of men worried about the whole mini-skirt trend, especially in the summertime. Firstly, it’s hot, showing a bit of skin never hurts anyone. Even if it’s not hot, some women love to show their beautiful bodies. Let’s be honest, if that wasn’t the case, then certain social media platforms wouldn’t be popping right now. If it wasn’t for women serving our body goals and wearing whatever they want each day. Secondly, who cares what women wear? As long as they’re comfortable and feeling themselves in their mini-skirts. 

Some certain places or households might not allow mini-skirt and they have their reasons. Remember that doors might be similar in most houses, but the teachings, values as well as morals will differ. When you see someone wearing a mini-skirt, there’s no need to give them an awkward look or say comments that will hurt them or even feel like their rights are violated. Remember that in life we can only control ourselves, but not another human being. If you don’t like something, then respectfully share your opinion. If people still carry on doing what you don’t like even after talking to them online or face-to-face, then it’s ideal you remove yourself from the situation. This might be different when it comes to parents as they would want their children to follow their teachings. Meanwhile, then partners in a relationship will have to figure out common ground and decide what to do with the mini-skirt trend. 

Ideally, though, mini-skirts don’t have any problems, if certain men cannot control themselves, then they need to seek professional help and that’s just part of self-awareness.  No man has a right to enforce himself on a woman at all, even if she’s wearing a mini-skirt. If you like mini-skirts that much then tell your partner to wear them and get an extra one for yourself. Jokes aside though, even if we’re not the same in life, there’s no need to violate other people’s rights. A mini-skirt will never lead to rape, and it doesn’t mean YES to any man to have sexual intercourse with a woman. Remember that when it comes to sexual intercourse both people have to completely agree to it without any hiccups. Once you enforce yourself to a woman, whether she’s wearing a mini-skirt or not, just know that you’ve committed a crime and you will need to serve your time in prison. Also, women need to report such crimes to their police stations, no one deserves to live in fear due to a predictor that cannot control his sexual desires.

Fashion sense will always differ from person to person and that’s normal. After all, not everyone loves the same things in life. However, that doesn’t mean if you’re against something you should make other people’s lives a living hell. We’re all on earth for a specific purpose but hurting others isn’t part of it. Without any doubt, certain individuals would go as low as raping a woman for wearing a mini-skirt, which is uncalled for in life. We need to teach each other to become better individuals and be role models with greater purposes. Be yourself but make sure that you make this world a better place. Never be afraid to call out bad behaviour around yourself and even online! Even when you do wrong things call yourself out too. Be an ambassador of the good life. Or you can choose to mind your business in life. 

Why most women DON’T deserve GOOD MEN?

Have you ever been in a relationship whereby you think everything is going well? As you're prepared to go all out for your girlfriend then you figured that she's not the person she portrayed herself to be at the beginning of the relationship. That's when you realize that you've been played and made a fool, even though you've done things but being good to her. As a good man, you were able to keep her happy throughout the relationship until the last moment whereby she screwed you over. It can be either she cheated on you, even kept secrets, and constantly lied within the relationships. Also, she was even emotionally, physically, and financially abusive. It doesn't matter what sort of pain that she brought into your life, as there will never be a proper explanation to justify her actions. If you love someone, there's nothing that should lead to hurting your partner. 

Unfortunately, many women will say there are no good men left in this world, which isn't true, since most of them end up not treating them right once they found their prince charming. They just don’t know what to do with them. Remember that most good men know what they want from a woman and a relationship. Everything is clear to them in terms of an ideal partner. They’re not asking for much though, as they mostly prefer women that will know their place in the relationship and stop interfering with things that don’t concern them. Also, they value peace, loyalty, respect, unconditional love, kindness, and patience. A good man can do everything by the book, but still, get heartbroken. Also, most good men are in the friend zone, unfortunately, the majority of women will not bother to even dissect their friendzone list. They'll be surprised how many good men they'll found within their circle.

In most cases, when certain women are at their prime they don't even look at the good man's side, as they feel that they're boring, serious about life, and cannot have fun with them in life. That's when you find the same women chasing bad boys who will leave them heartaches, trauma, and all sort of unresolved issues. After the bad boys are done with these sorts of women that's when they kick them to the curb and move on to the next better women. Then the same hurt women will now seek a good man as they want to settle down and he must heal all her wounds and past traumas. This isn't fair on a good man as he deserves someone who will be able to have a loving relationship with but not try to play a saviour. Ideally, if a woman has been hurt, she needs to take her time and go through the healing process. Not jump from relationships to relationships since that is a recipe for disaster. Everyone deserves to be loved unconditionally, even broken women, however, they should fix their issues first, by cleaning up their dirty closet filled with past traumas. Also, they will have to know what to do with a good man, once they found their Mr Right. 

Nevertheless, if you're a toxic woman then you don't deserve a good man. The crazy thing is you will constantly complain about your love life, as it seems like nothing superb is coming out of it. Then you forget that you're a common denominator, that chooses the wrong men who will promise you the world but even give it to their loved ones and themselves. Empty promises will be the death of many relationships, hence you should take your time when you're thinking about dating. Get to know the person, if they're don't meet your standards, then move on. Keep it real, don't waste each other's time, date with a purpose in mind, which is getting married and starting a family (that's if you want children).

You don’t have to react or share your opinion on things that doesn’t concern you

There are always things happening in this world, some are good and others are just horrible. However, it’s up to you what you do with the things you see, read, and even hear. At times we may experience things physically as human beings, and what matters after that is how we react to those things. It’s easier to point the figure at the next person, however, you forget about the role that you played in what has happened to you. Ideally, it’s always crucial that you protect your peace by not engaging in things or discussions that won’t grow you as a person tomorrow. At times you may lose and you find yourself in an awkward situation, then your next move will determine your faith. Before even making a decision you should look at all possible consequences of each step you take. We cannot only pay full attention to decisions and forget the possible results of our actions.

Yes, everyone here on earth has their own life and that’s fine. The issue begins when there are altercations and that’s when people’s true colours come out. How you speak and act tells a lot about you, hence you should try to be on your best behaviour. You don’t want to say or do something that you will later regret. Believe me, there’s nothing fun about living on regrets and wondering about “what if?”. All of that won’t help you in your life, anything that brings stress isn’t ideal for you. Taking care of your thoughts, body and words build you to be the best version of yourself. Remember that only you know where you want to be in the future, in terms of your career, health, family, friendship, finances, spirituality (if you believe in it), and even commitments.

Firstly, not everything that you see online is directed at you, if it was then it would have your name and surname attached to it. Hence you shouldn’t be offended by the things you see or read online. Even when you hear people talk about you behind your back, there’s nothing you can do about that, as they don’t have the nerves to say it straight to your face. All you’re doing is cultivating your environment, as you know that your circle will affect you in your future somehow. Ideally, you should be aware of who you associate yourself with in life. It’s okay to have friends, as long as they don’t force you to do what you don’t want. It’s crucial to be independent even when you’re with your peers and make your own decisions in life. Be ready to take full responsibility for your actions too. I know it’s easier said than done but it’s something that you have to work on every day. Holding yourself accountable for everything that happens to you will save you moving forward. As you will learn different ways of overcoming trials and tribulations.

At the end of the day, only you know what’s right for you, and remember that you don’t have to take in everything that you’re told. Just utilize what will work for you, and no one’s a master of life. We learn as we go and we also, acquire different knowledge from others as well, it doesn’t matter if they’re old or young. Without any doubt, minding your business will save your energy and time. The back and forth fighting and arguing won’t help anyone. You don’t want to mess with your health, just make sure you take good care of yourself. Remember that you only got one life, please make it count. Whatever you do, please make yourself proud.