In
this day and time certain people are mostly in competition about how they live their
lives on a daily basis. Many people follow ridiculous trends on social media
whereby certain people claim to have it all in life and they brag about their
expensive lifestyles on social media. Celebrities and media as a whole
influence many people into believing that if you are living a normal life then you
are not great or you do not belong in the world they live in.
It
is human nature to be attracted to what you see but thereafter it is the
decision you take after you have seen everything with your eyes. Many people do
not live for themselves, they just want to impress others, forgetting how that
is going to impact their lives going forward. As soon as some people start
working, even if it is just a part time job, they start chasing a lot of things that
would not get them anywhere but deeply in debt continuously. Some people then forget
the main reasons for getting an occupation which then affects their mentality
towards money and how it should be used. Many people live beyond their means in
terms of lifestyle as a whole. Certain people as soon as they get a job, they
start opening numerous and unnecessary accounts, take huge loans from the banks
or loan sharks, buy ridiculously expensive accessories, clothes, gadgets and
cars. Then their expenses become more than their salaries which means they are
in debts, while others become blacklisted because of poor payments made towards
their debts. They buy all these things to show off to others on social media, and
even their friends and to get appraisal from everyone around them. When people live
beyond their means they automatically become mindless spenders, meaning every
time they see money they think about shopping nor spending and nothing else. Even their
families hardly benefit from people who live beyond their means, as most of
them are selfish. They only want things that will belong to them and cannot
really buy for their family members. These kind of people hardly save money, since
they do not get to see their whole salaries in full because of the numbers of deductions
by creditors that need their money. Living beyond your means is very dangerous,
because it means you do not own what enters your bank and this does not only affect
you but everyone else around you.
A
lot of people need to stop living beyond their means, because it leads to
unhappiness as you drown in debt and your life will be changed and you will
feel drained for a long time. People need to stop impressing others and start focusing
on their lives in terms of growth and investing in certain things that will
take them forward in life. Investing in things like education which will be
something that a person will cheer for life about and it can never be taken
away from them. It is time to think wisely about our financial statuses. Your
family cannot suffer, because of your irrational decisions you choose to
make in life.